The straight line

Thank you to everyone who was able to attend our hospitality room in Minneapolis on December 4th during the CHS Annual Meeting. We have had the pleasure of hosting a hospitality room during this annual event for many years and were very pleased with the turn out this year! We enjoyed spending time with each...

This is an article we have been drafting for several years now. As much as we want to provide you some profound insight into what we see coming down in the next year, this will sound like a re-run. Much of what we expected to see over the last year continues to be what we...

Sales were lower, steady and higher depending on year end – grain volumes rebounded for the most part but grain and agronomy commodity prices were lower. Lower grain margins; inverses and less opportunity to capture carries in the market. Drying revenues up based on 2013 harvest, more agronomy acres covered. Expenses continue to grow –...

WHAT WE HAVE SEEN IN 2014 Credit unions have seen their profitability continue to stabilize in 2014 when compared to 2012. Through the first six months of 2014, credit unions have maintained a return on assets of 0.80%. For the first half of 2014 the interest margins continue to tighten as yields on loans have...

We at Gardiner Thomsen CPAs take great pleasure in announcing the promotion of Ryan Taylor to the role of Partner in our firm. Ryan has been a valuable asset to the firm over the past 13 years and demonstrates outstanding dedication to our clients. Ryan joined the firm in 2001 and resides in our Des...

The Employer Shared Responsibility for Employee Health Insurance Coverage affects large employers starting in 2015 due to the health care reform law commonly referred to as Obama Care. This provision was included as a disincentive for large employers considering dropping their current insurance plans once the insurance exchanges began operating as an alternative source of...