Category Archives: Uncategorized

Survey Reveals Most Drug, Alcohol Abusers Work Full-Time

Most illegal drug users and abusers of alcohol hold full-time jobs. That is the finding of a study released by the Substance Abuse and Mental Health Services Administration, a public health agency in the U.S. Department of Health and Human Services. The study involved collecting data over a two-year period from 128,000 full-time employed individuals, ages […]

Grab Hold of Potential Opportunity at Trade Shows

For company sales representatives, being on a trade show floor can be uncomfortable: You’re surrounded on all sides by competitors and judged by browsing shoppers. But it’s also a prime sales and marketing tool for those who know how to grab hold of every potential opportunity. After all, the average trade show features 573 exhibiting companies where more […]

Workplace Dress Code: A Delicate Balance

When it comes to workplace dress standards, you can be formal or casual depending on your organization’s personality. “In general, an employer may establish a dress code which applies to all employees or employees within certain job categories,” according to the U.S. Equal Employment Opportunity Commission (EEOC). The two key takeaways from this statement: It’s okay […]

FAQs about Social Security Retirement Benefits

For years, people have questioned the long-term viability of the Social Security system. In June, the Social Security Board of Trustees released its annual report on the long-term financial status of the Social Security Trust Funds. It projects that the combined asset reserves of the Old-Age and Survivors Insurance and Disability Insurance (OASDI) Trust Funds will […]

Do You Own a Vacation Rental Home with Limited Personal Use?

Vacation properties are subject to different federal income tax rules depending on how much personal and rental use they have during the year. Now is a good time to plan how to use your vacation property for the rest of this year with tax savings in mind. Tax Rules for Vacation Home Rentals Your vacation home […]

Midyear Planning for Vacation Home Rentals with Significant Personal Use

Summer is the time for family vacations in the sun, sand and fresh air. It’s also a good time to plan for how your vacation home will be used for the second half of the year. Should you rent it out more to generate additional cash flow to help cover the expenses? What are the tax […]

For Richer or Poorer: Financial and Legal Considerations in Marriage

Last year, the average U.S. wedding cost $32,641 — including engagement rings but excluding honeymoons — according to the 2015 Real Weddings Study published by The Knot, a wedding marketplace and concierge service. That staggering amount represents an increase of more than $5,500 over the past five years. On average, the couple foots 43% of the […]

Made in America: The Pursuit of Life, Liberty and Global Opportunities

This election season, Republicans and Democrats don’t seem to agree on much. But 95% of voters — regardless of which U.S. presidential candidate they favor — support American-made products. The vast majority of Americans also favor training programs, trade enforcement, tax incentives and a national strategy to support U.S. manufacturing, according to the Alliance for American […]

Avoiding the 10% Penalty On Early IRA Withdrawals

For one reason or another, you may need to take some money out of an IRA before reaching retirement. You can withdraw money from an IRA at any time and for any reason, but it’s important to keep in mind that most IRA withdrawals are at least partially taxable. In other words, you’ll owe regular income […]

The Effects of Venture Capital Constriction

Economic shifts can produce a constriction in the flow of venture capital and that is generally bad news for the technology and start-up arena. While innovation may continue, consumers may not benefit. Venture capitalists who invest in start-up companies on behalf of themselves, wealthy individuals and institutions, can become skittish about placing faith in start-ups. Instead, […]