The explosion in the use of debit and credit cards is not without a downside. As more and more credit cards are provided to merchants, the potential that the information will be stolen also increases. Consumers expect their card information will be handled by merchants in a secure manner. When card data is stolen, consumers feel...

The holidays can be a joyous — but hectic — time of year. While you’re juggling shopping for gifts, decorating your home and planning get-togethers with friends and family, it’s easy to forget to spend any remaining funds in your Flexible Spending Accounts (FSAs) before New Year’s Day. However, if you fail to observe the “use-it-or-lose-it...

Most illegal drug users and abusers of alcohol hold full-time jobs. That is the finding of a study released by the Substance Abuse and Mental Health Services Administration, a public health agency in the U.S. Department of Health and Human Services. The study involved collecting data over a two-year period from 128,000 full-time employed individuals, ages...

For company sales representatives, being on a trade show floor can be uncomfortable: You’re surrounded on all sides by competitors and judged by browsing shoppers. But it’s also a prime sales and marketing tool for those who know how to grab hold of every potential opportunity. After all, the average trade show features 573 exhibiting companies where more...

When it comes to workplace dress standards, you can be formal or casual depending on your organization’s personality. “In general, an employer may establish a dress code which applies to all employees or employees within certain job categories,” according to the U.S. Equal Employment Opportunity Commission (EEOC). The two key takeaways from this statement: It’s okay...

For years, people have questioned the long-term viability of the Social Security system. In June, the Social Security Board of Trustees released its annual report on the long-term financial status of the Social Security Trust Funds. It projects that the combined asset reserves of the Old-Age and Survivors Insurance and Disability Insurance (OASDI) Trust Funds will...